This module provides a contemporary introduction to banking law and the legal framework governing modern payment systems. Students explore the legal nature of money, including electronic and mobile money, and examine the principles that underpin the South African banking system. The module analyses the bank-client relationship, its contractual and delictual foundations, and the rights, duties and remedies that arise between banks and their customers. Students study core regulatory obligations imposed on banks, with particular focus on the Financial Intelligence Centre Act 38 of 2001, anti-money laundering duties, customer due diligence requirements, and emerging approaches to the regulation of cryptocurrencies. The module also addresses selected aspects of banks鈥� delictual liability, including liability for negligent misstatements, unauthorised or fraudulent payments, and cyber-related risks. In addition, the module introduces students to the legal rules governing card-based payments, electronic fund transfers, credit transfers, and other domestic payment instruments. It concludes with an analysis of payment and financing mechanisms used in international trade, including documentary collections and letters of credit. This module prepares students to understand, evaluate and apply the legal principles that shape modern banking operations and contemporary payment systems in both domestic and international contexts.