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Prof P Stoop

Professor: Mercantile Law / Deputy Director: Centre for Banking Law
Name: Philip Stoop
Location: A-Ring 717 Auckland Park Kingsway Campus
Academic Law Staff, Centre for Banking Law Leadership, Department of Mercantile Law Staff, Faculty of Law, Faculty of Law Academic Staff, Law Academic Staff, Law Lecturers, Law Professors听 Staff Members

Contact Details:
Tel: 0736798629

Email:听philips@uj.ac.za

About Prof P Stoop

Philip Stoop is a professor in the Department of Mercantile Law and the Deputy Director of the Centre for Banking Law at the 东京热. He teaches on the undergraduate and postgraduate levels. Philip obtained a BCom Law, LLB and LLM in Contract Law )(all cum laude) at the University of Pretoria and an LLD in 2012 at the University of South Africa, under the supervision of Professor Coenraad Visser, where his thesis dealt with the concept of fairness in Consumer Law. Philip Stoop was formerly head of the School of Law at STADIO (a private higher education institution). Prior to this, he was a professor at the University of South Africa (Department of Mercantile Law). He has published several articles in accredited journals in the fields of contract law, the law of lease, consumer protection law and credit law, and has also presented papers at various local and international conferences. He has also contributed to several textbooks which include Consumer Credit Regulation in South Africa (published by Juta & Co Ltd in 2012) with Michelle Kelly-Louw, General Principles of Commercial Law 10th ed (published by Juta & Co Ltd in 2024) (several authors), Commentary on the Consumer Protection Act (Revision Service published by Juta & Co Ltd in 2025) written by a team of South African consumer law experts, Stoop 鈥淐ommercial and Economic Law 鈥� Republic of South Africa鈥� in Stuyck, Terryn, Blanpain and Colucci (eds) International Encyclopaedia of Commercial and Economic Law (published by Wolters Kluwer in 2019), Stoop The Rental Housing Act: Amendments, Annotations and Commentary (published by Juta & Co Ltd in 2021) and Lupton & Stoop (eds) The Intersection of the Law and Technological Innovation (published by Juta & Co Ltd in 2025).

Philip has supervised several postgraduate students to completion on various topics in the fields of banking law, consumer protection and credit law. In 2017 he obtaind a Y1 NRF-rating (from 1 January 2017 to 31 December 2022).

Peer-reviewed publications:

  1. 鈥淜ritiese Evaluasie van die Toepassingsveld van die 鈥楴ational Credit Act鈥欌�� / 鈥淐ritical Evaluation of the Field of Application of the National Credit Act鈥� 2008 De Jure 352-370
  2. 鈥淲anneer sal 鈥檔 Opskortende Voorwaarde vir die Toestaan van 鈥檔 Verbandlening Vervul wees in die lig van die 鈥楴ational Credit Act鈥欌�� / 鈥淲hen will a Suspensive Condition for the Granting of a Home Loan be fulfilled in light of the National Credit Act?鈥� 2008 De Jure 625-631
  3. 鈥淎rtikel 29A van die Wet op Vervreemding van Grond鈥� / 鈥淪ection 29A of the Alienation of Land Act鈥� 2008 Tydskrif vir die Suid-Afrikaanse Reg 744-756
  4. 鈥淭he Current Status of the Enforceability of Contractual Exemption Clauses for the Exclusion of Liability in the South African Law of Contract鈥� 2008 South African Mercantile Law Journal 496-509
  5. 鈥淪MS and E-Mail Contracts: Jafta v Ezemvelo KZN Wildlife鈥� 2009 South African Mercantile Law Journal 110-125
  6. 鈥淪outh African Consumer Credit Policy: Measures Indirectly Aimed at Preventing Consumer Over-indebtedness鈥� 2009 South African Mercantile Law Journal 365-386
  7. 鈥淭he Law of Lease鈥� 2008 Annual Survey of South African Law 891-901
  8. 鈥淭he Law of Lease鈥� 2009 Annual Survey of South African Law 860-875
  9. 鈥淭he Impact of the National Credit Act 34 of 2005 on School Fees Charged by Public Schools鈥� 2010 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 451-460
  10. 鈥淔undamental Consumer Rights under the Consumer Protection Act: A Critical Overview and Analysis鈥� 2010 Potchefstroom Electronic Law Journal 302-406 (co-authored by Wenette Jacobs and Rene van Niekerk)
  11. 鈥淎antekeninge oor die gewysigde Wet op Huurbehuising 50 van 1999鈥� / 鈥淣otes on the Amended Rental Housing Act 50 of 1999鈥� 2011 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 319-327
  12. 鈥淧lain Language and the Assessment of Plain Language鈥� 2011 International Journal for Private Law 329-341
  13. 鈥淭he National Credit Act Regarding Suretyships and Reckless Credit Lending鈥� 2011 Potchefstroom Electronic Law Journal 67-96 (co-authored by Michelle Kelly-Louw)
  14. 鈥淭he Law of Lease鈥� 2010 Annual Survey of South African Law 981-987
  15. 鈥溾�檔 Betalende Huurder se Reg op Elektrisiteitsvoorsiening of op Ononderbroke Elektrisiteitstoevoer waar die Verhuurder Versuim om vir Elektrisiteit te Betaal鈥� / 鈥淭he Right of a Tenant to Uninterrupted Electricity Supply where the Landlord Fails to Pay for Electricity鈥� 2012 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 658-665
  16. 鈥淭he National Credit Act and So-called 鈥楻ental Agreements鈥欌�� 2012 South African Mercantile Law Journal (co-authored by Stella Vettori) 361-370
  17. 鈥淭he South African Law of Lease and Socioeconomic Rights鈥� 2013 International Journal for Private Law 329-340
  18. 鈥淭he Law of Lease鈥� 2011 Annual Survey of South African Law 868-874
  19. 鈥淥verselling and Overbooking in terms of the Consumer Protection Act 68 of 2008: a Comparison with Australian Law鈥� 2013 South African Mercantile Law Journal 362-376
  20. 鈥淯npacking the right to Plain and Understandable Language in the Consumer Protection Act 68 of 2008鈥� 2013 Potchefstroom Electronic Law Journal 515-553 (co-authored by Chrizell Ch眉rr (Stoop))
  21. 鈥淭he Law of Lease鈥� 2012 Annual Survey of South African Law 691-699
  22. 鈥淭he Overlap between the Consumer Protection Act 68 of 2008 and the National Credit Act 34 of 2005: a Comparison with Australian Law鈥� 2014 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 135-144
  23. 鈥淎spects of Unsolicited Goods or Services in terms of the Consumer Protection Act 68 of 2008: An Analysis鈥� 2014 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 296-305 (co-authored by Heidi Taylor)
  24. 鈥淭he Law of Lease鈥� 2013 Annual Survey of South African Law 863-869
  25. 鈥淎antekeninge oor die Wysigingswet op Huurbehuising 35 van 2014鈥� / 鈥淣otes on the Rental Housing Amendment Act 35 of 2014鈥� 2015 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 656-671
  26. 鈥淭he Consumer Protection Act 68 of 2008 and Procedural Fairness in Consumer Contracts鈥� 2015 Potchefstroom Electronic Law Journal 1092-1124
  27. 鈥淭he Law of Lease鈥� 2014 Annual Survey of South African Law 804-824
  28. 鈥淭he Law of Sale and Lease鈥� 2015 Annual Survey of South African Law 1020-1052 (co-authored by DJ L枚tz)
  29. 鈥淏alancing Responsibilities 鈥� Financial Literacy鈥� 2017 Potchefstroom Electronic Law Journal 1-55 (co-authored by Prof G Pearson (University of Sydney) and Michelle Kelly-Louw)
  30. 鈥溾�橣it and Proper鈥� Deconstructed: A Critique on Legal Practitioners in South Africa鈥� 2017 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 462-473 (co-authored by Judith Geldenhuys)
  31. 鈥淭he Law of Lease鈥� 2016 Annual Survey of South African Law 810-817
  32. 鈥淗et die doodsklok vir voetstootsbedinge in die Suid-Afrikaanse reg gelui?鈥� / 鈥淒id the death knell ring for voetstoots clauses in the South African Law?鈥� 2018 Tydskrif vir Hedendaagse Romeins-Hollandse 650-660
  33. 鈥淭he Law of Lease鈥� 2017 Annual Survey of South African Law 812-824
  34. 鈥淭he Distinction Between Rights 鈥淐ollateral鈥� or 鈥淚ncidental鈥� to the Lessor and Lessee Relationship: The Constitutional Court Blurs the Line鈥� in Mornay Botha & Jacolien Barnard (eds) De Serie Legenda, Volume 2, Law of Specific Contracts and Consumer Protection Law (2019) 155-170
  35. 鈥淧rescription of Debt in the Consumer-Credit Industry鈥� 2019 Potchefstroom Electronic Law Journal 1-35 (co-authored by Michelle Kelly-Louw)
  36. 鈥淎lternative Methods of Validating Unbanked Consumers鈥� Income and Assessing Their 鈥楥reditworthiness鈥� and 鈥楢ffordability鈥� of Repayments鈥� in Derek van der Merwe (ed) Magister: Essays vir/for Jannie Otto (2020) 50-77
  37. 鈥淩ent Control Measures in the Private Rental Market: A Comparative Analysis of South Africa and Germany鈥� 2022 Tydskrif vir Hedendaagse Romeins-Hollandse Reg 472-490
  38. 鈥溾�楤uy-now-pay-later鈥� (BNPL) Credit in South Africa: Safeguarding Consumers Against the Risks鈥� in Hugo and Lupton (eds) 2025 Annual Banking Law Update (2025) 188-211
  39. 鈥淭he Validity under the National Credit Act 34 of 2005 of 鈥榦n-the-road-fees鈥� Charged by Vehicle Finance Houses鈥� in Kelly-Louw and Lawack (eds) Contemporary Banking and Finance Law (2025) (co-authored by Michelle Kelly-Louw) 333-354
  40. 鈥淎n Evaluation of Section 14 of the Consumer Protection Act 68 of 2008鈥� 2025 Potchefstroom Electronic Law Journal 1-29 (co-authored by Marianne Lombard).